
From Financial Apathy to My Current Investment Style
How a once financially careless beginner learned from failures, found the right balance with core and satellite assets, and established a personal investment style.
5 posts are filed in this archive.

How a once financially careless beginner learned from failures, found the right balance with core and satellite assets, and established a personal investment style.

What should you use for foreign currency payments after cancelling the Sumitomo Mitsui Card Platinum Preferred, which only cost 0.63% in real fees? I compared the latest fees and reward rates of 8 cards on hand to find the best alternative.

From Orico Card to EPOS Gold, Rakuten Card, Platinum Preferred, Olive, and finally SBI Debit Point+. Tracing my main card history reveals a shift from chasing the best rewards to prioritizing simplicity.

Since 2023, my primary card has been the Sumitomo Mitsui Card Platinum Preferred. Especially back when SBI Sec […]

Time is finite. Learn how to optimize your spending rewards in Japan without making it a full-time chore, by automating your daily flow and linking points to long-term investments.