4 posts are filed in this archive.
What should you use for foreign currency payments after cancelling the Sumitomo Mitsui Card Platinum Preferred, which only cost 0.63% in real fees? I compared the latest fees and reward rates of 8 cards on hand to find the best alternative.
From Orico Card to EPOS Gold, Rakuten Card, Platinum Preferred, Olive, and finally SBI Debit Point+. Tracing my main card history reveals a shift from chasing the best rewards to prioritizing simplicity.
Since 2023, my primary card has been the Sumitomo Mitsui Card Platinum Preferred. Especially back when SBI Securities offered an astonishing 5.0% point return on credit card fund accumulation, it felt like the absolute best, single choice. Despite the steep annual fee of 33,000 yen (tax included), concentrating my daily payments onto this card yielded […]
Time is finite. Learn how to optimize your spending rewards in Japan without making it a full-time chore, by automating your daily flow and linking points to long-term investments.